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At MOHF, we understand that owning a property is the biggest asset one can create. With our Loan Against Property product, we give you the opportunity to leverage this asset to fulfil your financial needs.

Whether it is your child’s marriage or education, or working capital needed for your business growth, or any other emergency, our Loan Against Property will help you fulfil your specific needs.

Higher loan amount can be availed
Lower interest rates as compared to a personal loan
Longer repayment tenure
Loan can be secured with lower credit score v/s personal loan
Continued ownership of your property during and after loan repayment

Minimum :

Rs.5 Lakhs

Maximum :

Rs.40 Lakhs
*At the sole discretion of MOHFL

Minimum :

5 Years

Maximum :

15 Years
Interest Rate
Customer Type Interest Rate RPLR Minus Spread MOHL RPLR
Self Employed 16.00% to 18.50% 3.80% to 1.30% 19.80%
Salaried 15.50% to 17.00% 4.30% to 2.80% 19.80%

Up to Rs. 5,000 /- (Rupees Five Thousand only). Initial Processing Fee collected is onetime non-refundable fee, and is collected for the purpose of processing the loan application of the borrowers and the same is independent of the outcome of such processing. The same is payable by way of Cheque / Demand Draft / Electronic mode of payment from borrowers bank account in favour of Motilal Oswal Home Finance Limited.

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