Mr. Motilal Oswal is the Managing Director & CEO of Motilal Oswal Financial Services Ltd. (MOFSL). He is a Chartered Accountant and started the business along with co-promoter, Raamdeo Agrawal in 1987.
Oswal has served on the Governing Board of the BSE, Indian Merchant’s Chamber (IMC) and has also served on various committees of BSE, NSE, SEBI and CDSL. He is the President of the Jain International Trade Organization (JITO) and has been awarded the Rashtriya Samman Patra by the Government of India for being amongst the highest income tax payers in the country for a period of 5 years.
For his work and contribution to the capital markets, Mr. Oswal has been felicitated with several awards and accolades including:
‘Excellent Business Achiever in Financial Services’ Award by the Institute of Chartered Accountant of India
‘Rajasthan Ratna Manav Seva’ Award by Manav Seva Trust
‘Special Contribution award to Indian Capital Markets’ Award by Zee Business
The Hall of Fame for Excellence in Franchising’ by Franchising World Magazine
‘Champion of Arthshastra’ by the Rotary Club
‘Durgadevi Saraf Puraskar’ by Marwadi Sammelan for extraordinary contributions in the field of Trade & Industry
Samaj Ratna’ Award at the hands of Her Excellency President Smt. Pratibhatai Patil in Rashtrapati Bhawan
Mr. Oswal has authored two books of quotations on ‘The Essence of Business & Management’ and ‘The Essence of Life’.
Mr. Raamdeo Agrawal is a Chartered Accountant and the Chairman of Motilal Oswal Financial Services Limited (MOFSL). He is the man behind the strong research capabilities at Motilal Oswal Financial Services Ltd. A keen believer and practitioner of the QGLP philosophy, his wealth creation insights and decades-rich experience have played a pivotal role in MOFSL, transforming it from a small stock broking firm to a well-diversified financial services company.
Mr. Agrawal is an Associate of Institute of Chartered Accountants of India and also a member of the National Committee on Capital Markets of the Confederation of Indian Industry. He has received the “Rashtriya Samman Patra” awarded by the Government of India for being amongst the highest Income Tax payers in the country for a period of 5 years from FY95–FY99. He was also conferred with the ‘Special contribution to Indian Capital Market Award’ by Zee Business in 2011.
Mr. Agrawal has been authoring the annual Motilal Oswal Wealth Creation Study since 1996. In 1986, he wrote the book ‘Corporate Numbers Game’, along with co-author, Ram K Piparia. He has featured on `Wizards of Dalal Street on CNBC TV 18` and also compiled a book of investing insights called ‘Wealth Creation Thoughts’.
Mr. P. H. Ravikumar is a commerce graduate and is also an ‘Honorary Fellow’ of the Chartered Institute for Securities & Investment, UK. He is the first Indian to receive a CISI Honorary Fellowship. He is an associate member of the Indian Institute of Bankers and of Institute of Bankers, London.
He is a seasoned Banker having over 50 years of Financial Sector Professional experience with exposure at Top/Senior Management Levels. He was with Bank of India for 22 years, and was a key founding member of the ICICI Bank where he was initially head of treasury and then Head of Corporate Banking. He is the founding MD & CEO of NCDEX Ltd., Invent ARC limited. He is a co-founder of Vastu Housing Finance Corporation Ltd. He serves on the Boards of / has served on the Boards of many well-known organisations like the Aditya Birla Capital Limited, Escorts Kubota Limited, The Federal Bank Limited, Utkarsh Small Finance Bank Limited, Bharat Forge Limited, Eveready Industries Limited, Bharat Financial Inclusion Limited, I.G. Petrochemicals Limited, L&T Investment Management Limited, BOB Capital Markets Limited, NABCONS (a subsidiary of NABARD), UTI Retirement Solutions Limited, NSE Data & Analytics Limited, Vastu Housing Finance, Aditya Birla Capital Limited etc.
Mrs. Divya Momaya has done B.com from Garware College of Commerce, University of Pune and is a qualified member of Institute of Company Secretaries of India (ICSI) and Qualified Independent Director from IICA and a member of Institute of Directors (IOD). Mrs. Momaya is a founder mentor of D. S. Momaya & Co. and possess more than 16 years of industry experience. She have been into Whole-time Company Secretarial Practice for more than 12 years and is also a Board Mentor. Her Corporate Journey includes experience with Companies like BSEL Infrastructure Realty Limited and Bombay Stock Exchange Limited.
Mrs. Momaya is also the Founder & Director of MMB Advisors Private Limited - MentorMyBoard. MentorMyBoard is an initiative to train and groom Independent Directors, Women Directors, Executive Directors and Corporate Executives for various Board Positions. It also helps Companies setting up Board processes and policies in companies which helps them in growing at faster pace.
She is the member and working committee member of various eminent organisations like Jain International Trade Organisation (JITO), JITO Angel Network (JAN), IMC Chamber of Commerce and Industry, CIMSME KDO Venture Katalyst, etc.
Sukesh Bhowal has more than 27 years of experience in business management, sales & distribution, retail lending, mortgage lending, real estate lending and retail banking. Prior to joining MOHFL, he was associated with DCB Bank, where he headed the mortgages, micro-mortgages, construction finance and gold loans segments and was responsible for starting and scaling up these businesses. He was also associated with HDB Financial Services, Citibank and HSBC.
Shalibhadra Shah is the Chief Financial Officer of Motilal Oswal Home Finance Limited. He is qualified Chartered Accountant from Institute of Chartered Accountants of India and Graduated from R.A. Podar College of Commerce & Economics. Prior to joining, he has been an integral part Motilal Oswal Group and has worked across various Financial Services Businesses. Shalibhadra carries rich experience of 20 years + spanning the entire gamut of Finance, Planning & Analysis, Fund raising, Treasury, Audit & Taxation, Compliance, Investor relations, etc. Besides being a Finance professional, Shalibhadra spends his spare time in Spiritual Development & Music.
Ashok is responsible for scaling up business through various strategic initiatives like strengthening distribution, expanding network, performance monitoring, innovative product commissioning, and digitization of end-to-end mortgage lending. His career journey started as an area manager in April-2015, elevated gradually, and reach head office.
He holds a master's degree from Gujarat University, a management post-graduate of GLS-CED with 18 years of mortgage finance domain expertise. He has accumulated extensive experience in the field of Product, Process, Sales, credit, operation, legal, technical, collection, compliance, audit, and risk assessment. Before joining MOHFL, he has worked with DHFL, Fullerton India, HDFC, ICICI HFC.
Anshuman Singh Heads the Risk Department at Motilal Oswal Home Finance. In his current role, he is in charge of drafting and developing risk policies for the entire organization. He brings with him about two decades of expertise in the management of credit and operational risks, as well as strategy, underwriting, compliance and audit control, policy formulation, product development, data analytics, and portfolio management. He was connected to ART Housing Finance, Intec Capital, ICICI Bank, and HSBC Bank before joining Motilal Oswal Home Finance. He holds an MBA in Marketing and Finance from the Birla Institute of Management Technology and is AMFI-certified. He is an alumnus of IIM Calcutta.
Tahir is responsible for managing overall IT functions and architecting a robust, scalable & sustainable IT platform for HFC apart from giving guidance and support for various IT applications. He has developed a complete in-house LOS & LMS system. He has been associated with the Corporation since March 2014 and has over 22+ years of work experience. Apart from IT, he is also given the additional responsibility of managing the entire Operations & CSD department. His main responsibility apart from day-to-day functioning is to automate the manual process.
Vikram Nanaiah is a credit professional who brings in 13 plus years of post-qualification experience in credit along with branch banking. He has a core competency in mortgage underwriting and risk management. He is a professional who believes in improving department policies, standardizing processes to achieve organizational goals, and minimizing risks while capitalizing on opportunities to accomplish growth. The credit team under his leadership is responsible for the underwriting of files and disbursement. Prior to joining MOHFL, he has been associated with ART Housing Finance, Lakshmi Vilas Bank, and Habitat Housing Finance. He is an MBA in Finance from Siddaganga Institute of Technological, Tumkur.
Mr. Ashok Sahu is the Legal Head of our company. Mr. Ashok Sahu has more than 28 years of experience and earned his LLB from Berhampur University. Before joining Motilal Oswal Home Finance, he was working in Piramal Capital & Housing Finance. He understands that legal challenges are multifaceted and often demand creative solutions. His leadership style is characterized by a balance of practicality and ethics, creating an atmosphere in which the team is empowered and encouraged to pursue novel ideas while staying within the bounds of the law.
Girish Sable is a technical expert and a Mumbai-born civil engineer with more than 20 years of rich job experience. 18 of which were spent mostly in real estate assessments for NBFCs and HFCs, respectively. handling a variety of level positions at the corporate and zonal level, particularly in the creation and application of valuation techniques, technical underwriting, online modules, portfolio management, and delinquency management. managing a variety of mid-sized project finance assignments in different locales. DHFL, PNBHFL, IIFL, Magma Housing Finance, Capital First, and Muthoot Housing Finance are a few of the top businesses I've worked with. From last 5 years mainly handling affordable housing business at PAN India level.
Virendra Kumar Yadav our esteemed Head of Collections, brings a wealth of experience and expertise to our team. He is a graduate with a distinguished career span of 20+ years in the field of collections. His previous stint was with Kotak, HSBC, and CITI Bank. As a visionary leader, he is dedicated to embracing innovative technologies and methodologies, propelling our collections department into new realms of efficiency and effectiveness. Under his guidance, we are confident in our ability to exceed expectations.