LOAN AGAINST PROPERTY
At MOHF, we understand that owning a property is the biggest asset one can create. With our Loan Against Property product, we give you the opportunity to leverage this asset to fulfil your financial needs.
Whether it is your child’s marriage or education, or working capital needed for your business growth, or any other emergency, our Loan Against Property will help you fulfil your specific needs.
Benefits
Higher loan amount can be availed
Lower interest rates as compared to a personal loan
Longer repayment tenure
Loan can be secured with lower credit score v/s personal loan
Continued ownership of your property during and after loan repayment
ELIGIBILITY
LOAN AMOUNT
Minimum :
Rs.5 Lakhs
Maximum :
Rs.40 Lakhs
*At the sole discretion of MOHFL
LOAN TENURE
Minimum :
5 Years
Maximum :
15 Years
Range of Rate of Interest (ROI) of Loans disbursed during Quarter ended DEC 31,2025
| Products | Min ROI (%) p.a. | Max ROI (%) p.a. | Mean ROI (%) p.a. |
|---|---|---|---|
| Home Loan | 10.49% | 17.75% | 12.44% |
| Non Home Loan | 12.50% | 21.00% | 16.10% |
Note: Data pertains only to fresh disbursed cases for the quarter. Click here to view the APR Calculator.
Interest Rate
| Customer Type | Interest Rate | RPLR Minus Spread | MOHL RPLR |
|---|---|---|---|
| Self Employed | 17.50% to 19.00% | 2.80% to 1.30% | 20.30% |
| Salaried | 17.00% to 18.50% | 3.30% to 1.80% | 20.30% |
