Home loans for women, by women

MALA provides housing finance assistance and advisory services to low income women both salaried and self-employed for purchase / construction of affordable housing units. MALA is designed to offer loans starting from 2 lakhs to 12 lakhs to salaried working women in private companies, small scale industries, nursing and paramedic attendants, housekeeping staff, peons in schools/colleges, maid servants, cooks etc. and self-employed women running their own business: vegetable and fruit vendors, home-based business like weaving, agarbatti making, papad making, ready-made garment making, running small time kitchen, tailoring, laundry, tutoring, wedding contractors etc. This division runs on the motto: “of women, by women and for women”


Loan Amount

2 Lakhs
12 Lakhs
* At the discretion of AHFCL

Loan Tenure

5 Years
20 Years
Interest Rate
Customer Type Interest Rate RPLR Minus Spread AHFCL RPLR
Salaried & Self Employed 10.00% to 13.00% 8.20 % to 5.20 % 18.20%
* RPLR - Retail Prime Lending Rate
Processing Fees
Sr. No. Fees / Charges Type Description
1. Non-refundable Processing fees (IMD): Rs. 3,540 /- (Three Thousand, Five Hundred and Fourty only) The processing fee is a onetime non-refundable fee, and is collected by AHFCL for the purpose of appraising the application for the Loan and the same are independent of the outcome/result of such appraisal. Please note that the processing fees is payable at the time of submitting Application Form, duly filled in by way of cheque/Demand Draft favouring AHFCL and /or such other mode as may be acceptable to the Company.
2. Total Administration Fees (Inclusive of the non – refundable processing fees amount) 2.00% to 3% of the sanction amount plus applicable taxes and/ or other statutory levies

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