Hassle free housing loan assistance

We at Motilal Oswal Home Loans understand that a home buying decision is the most important decision in your life and hence we strive to provide a seamless customer experience when it comes to financing the purchase of your dream home.

You can avail a Home Loan to acquire a ready /under construction residential property / construction of a residential property on own land. MOHF also provides loans to refinance home loan availed by the customer from other Banks / HFCs.

Eligibility

Loan Amount

Minimum
5 Lakhs
Maximum
25 Lakhs
* At the discretion of MOHF

Loan Tenure

Minimum
5 Years
Maximum
25 Years
Salaried
20 Years
Self-Employed

Loan tenor may not be extended beyond the age of sixty (60) years in case of Salaried and Seventy (70) in case of self-employed customers at the time of loan maturity

Interest Rate
Customer Type Interest Rate RPLR Minus Spread MOHF RPLR
Salaried 12.00% to 16.00% 6.50 % to 3.50 % 18.50%
Self Employed 12.00% to 16.00% 6.50 % to 3.50 % 18.50%
Self Employed / Non Professional 12.50% to 16.00% 6.50 % to 2.50 % 18.50%
* RPLR - Retail Prime Lending Rate
Processing Fees
Sr. No. Fees / Charges Type Description
1. Non-refundable Processing fees:. Up to Rs. 5,000 /- (Rupees Five Thousand only). Initial Processing Fee collected is onetime non-refundable fee, and is collected for the purpose of processing the loan application of the borrowers and the same is independent of the outcome of such processing. The same is payable by way of Cheque / Demand Draft / Electronic mode of payment from borrowers bank account in favour of Motilal Oswal Home Finance Limited.
2. Total Processing/ Admin Fees (Inclusive of the non - refundable initial processing fee) Rs……………………(In Words………………………………………………………………………………………………………… …………………………………………………………………………) The same is payable by way of Cheque / Demand Draft / Electronic mode of payment from borrowers bank account in favour of Motilal Oswal Home Finance Limited

Request a Call Back

top
calculator