Mr. Motilal Oswal is the Managing Director & CEO of Motilal Oswal Financial Services Ltd. (MOFSL). He is a Chartered Accountant and started the business along with co-promoter, Raamdeo Agrawal in 1987.

Oswal has served on the Governing Board of the BSE, Indian Merchant’s Chamber (IMC) and has also served on various committees of BSE, NSE, SEBI and CDSL. He is the President of the Jain International Trade Organization (JITO) and has been awarded the Rashtriya Samman Patra by the Government of India for being amongst the highest income tax payers in the country for a period of 5 years.

For his work and contribution to the capital markets, Mr. Oswal has been felicitated with several awards and accolades including:

• ‘Excellent Business Achiever in Financial Services’ Award by the Institute of Chartered Accountant of India
• ‘Rajasthan Ratna Manav Seva’ Award by Manav Seva Trust
• ‘Special Contribution award to Indian Capital Markets’ Award by Zee Business
• The Hall of Fame for Excellence in Franchising’ by Franchising World Magazine
• ‘Champion of Arthshastra’ by the Rotary Club
• ‘Durgadevi Saraf Puraskar’ by Marwadi Sammelan for extraordinary contributions in the field of Trade & Industry
• Samaj Ratna’ Award at the hands of Her Excellency President Smt. Pratibhatai Patil in Rashtrapati Bhawan

Mr. Oswal has authored two books of quotations on ‘The Essence of Business & Management’ and ‘The Essence of Life’.

Mr. Amar Bahl has a rich domain experience of over 21 years in the Financial Services industry. He has worked on both sides of the balance sheet - Assets and Liabilities. His last assignment was with ART Housing Finance "Fintech Initiative in Affordable Housing Loans" as President and COO with a clear focus on sustainable model with the right processes, systems, digitization, and portfolio quality.

Prior, to ART Housing, he has worked with Reliance Capital and Reliance Home Finance as SVP and Business Head of Affordable Housing, Home Loans, and Construction Finance. He was instrumental in creating AUM of 12000 Cr + in Home Finance and 10000 Cr + in Commercial Finance.

Amar is pursuing his Doctorate in “Financial Inclusion” from IIM Shillong. He is a 1999 batch MBA from MDU and holds a Bachelor's Degree in Commerce from Delhi University.

Mr. Arvind will be responsible for driving broad-based strategy, strengthening operations and scaling the business up.

He holds a masters degree from the University of Mumbai and comes with more than two decades of experience in the financial domain. He was previously associated with Art Housing Finance Ltd wherein;he was designated as the MD & CEO of the company. His key areas of expertise are in Consumer, Retail & MSME lending space, Consumer Loans (Secured and Unsecured), Home Loans (Urban and Semi-Urban), Mortgages (LAP-Urban, Semi-Urban & Semi-Rural) and MSME Loans (Secured and Unsecured).

Prior to Art Housing, Arvind has been associated with various financial organizations such as Intec Capital, AU Financiers limited, Capri global, Dhanlaxmi Bank, Reliance Capital Ltd, Standard Chartered Bank, and GE countrywide.

He has been instrumental in launching Companies, Business Units, Products and Services in his past organizations. His core strengths are Strategic Planning, Product development, Innovation, Digitalization & Technology Deployment and many more.

Mr. Navin Agarwal is the Managing Director of Motilal Oswal Financial Services Limited. He is responsible for the Institutional Broking & Investment Banking Businesses and has been instrumental in building a market leading position in the Institutional Broking business. Under his leadership, the firm has been rated as The Best Indian Brokerage House by Asiamoney. Leveraging on the dominant

positioning in institutional business, he has also been instrumental in building an Institutional Derivatives business when derivative products were introduced in the Indian markets. As a member of the board, Mr Agarwal believes in leveraging the core strengths of a strong brand, a vast distribution network and unmatched research capabilities and has been closely involved in strategizing and reviewing all the other business of the MOFSL.

He started his career as a Senior Analyst with Insight Asset Management in 1994. In the year 1996, he was appointed the Head of Research & subsequently took up the additional responsibility of Portfolio Management in 1998. Mr. Navin Agarwal is affiliated with prestigious organizations like Institute of Chartered Accountants of India, Institute of Cost and Works Accountant of India, Institute of Company Secretaries of India and CFA Institute, Virginia.

He has also co-authored a Book ‘India’s Money Monarchs’ featuring interactions with India’s leading investment managers. His hobbies are reading and travelling.

Mr. Raamdeo Agrawal is a Chartered Accountant and the Chairman of Motilal Oswal Financial Services Limited (MOFSL). He is the man behind the strong research capabilities at Motilal Oswal Financial Services Ltd. A keen believer and practitioner of the QGLP philosophy, his wealth creation insights and decades-rich experience have played a pivotal role in MOFSL, transforming it from a small stock broking firm to a well-diversified financial services company.

Mr. Agrawal is an Associate of Institute of Chartered Accountants of India and also a member of the National Committee on Capital Markets of the Confederation of Indian Industry. He has received the “Rashtriya Samman Patra” awarded by the Government of India for being amongst the highest Income Tax payers in the country for a period of 5 years from FY95–FY99. He was also conferred with the ‘Special contribution to Indian Capital Market Award’ by Zee Business in 2011.

Mr. Agrawal has been authoring the annual Motilal Oswal Wealth Creation Study since 1996. In 1986, he wrote the book ‘Corporate Numbers Game’, along with co-author, Ram K Piparia. He has featured on `Wizards of Dalal Street on CNBC TV 18` and also compiled a book of investing insights called ‘Wealth Creation Thoughts’.

Shalibhadra Shah is the Chief Financial Officer of Motilal Oswal Home Finance Limited. He is qualified Chartered Accountant from Institute of Chartered Accountants of India and Graduated from R.A. Podar College of Commerce & Economics. Prior to joining, he was leading the Taxation Role at an eminent CA Firm. Shalibhadra is a Finance professional with 17 years of experience spanning the entire gamut of Finance, Accounts, Taxation & Compliance. Besides being a Finance professional, Shalibhadra spends his spare time in Spiritual Development, Music & Enhancing Knowledge on Taxation.

Mr. Goyal is having an experience of 25+ years in operations. He is been associated with Motilal Oswal group for 11 years. He has worked with Karvy, Birla and UTI. He joined MOHF in 2017.